About Us

Jonathan "JT" Twaddle

I pride myself in being more than a financial expert; I'm your trusted partner in business growth. Operating as a contracted agent with HIL Financial (www.hilfinancial.com), I specialize in providing tailored financing solutions for business owners in key industries, with a primary focus on concrete, construction, transportation and medical related industries. Whether you're in need of Semi Trucks, Trailers, Dozers, Excavators, Forklifts, Machine Tools, Dental Equipment, or Concrete Equipment, I've got you covered. If it's business essential equipment, I can help. If I can't help, I'll likely know who can! I'm here to help you make the right choices that take your business to the next level.

Our Mission

Elevating Your Business Success

We go beyond the conventional.
While I continue to operate within the framework of HIL Financial,
my aim is to establish a distinctive personal brand – Mr. Financing.
Why? Because I believe that personal connections matter.
Much like a trusted real estate agent, I want clients to associate their
financial needs with a face, a name, and a commitment to excellence.

Why Choose Mr. Financing ?

Personalized Approach

Your business is unique, and so are your financial needs. I take the time to understand your goals, tailoring financing solutions that align perfectly with your vision. What you do today effects tomorrow.

Industry Expertise

My extensive knowledge of various industries ensures that you receive specialized insights and financing options tailored to your specific requirements. We're constantly learning and applying new insights to benefit your ability to prosper.

Seamless Process

Partnering with me means a smooth and efficient financing process. I work tirelessly behind the scenes, so you can focus on what matters most – growing your business.

Partnered with HIL financial

Partnering with industry leaders grants us access to exclusive programs. Benefit from our associations and gain access to proprietary financing options available only through us.

Go To Hil Financial

Don’t take our word for it. Take theirs.

JT made financing my new Kenworth a total breeze. My bank turned me down flat, but JT got me approved in 1 day with $0 down. Fast, no headaches. He even helped with titling questions. I highly recommend him.

MIke Reynolds
Renolds Trucking LLC

JT structured a deal for a 1995 dozer from a private seller. He immediately knew the price we were paying was well below market value just by the model and hours. I was blown away with his deep knowledge. Top-notch!

Greg Swanson
S.W.U LLC (Site Work & Utilities)

JT is the man! He turned around financing on three used dump trucks when my bank fell through. Fastest closing I’ve ever had. He literally answers his phone at 9pm! I couldn’t be happier with JT and his team.

Kevin O'Neil
O’Neil Dump Truck Services

JT (Mr Financing) was a lifesaver. I needed capital for a crane repair, FAST. He helped me borrow against another machine I own and saved me from losing a vital job. Truly personal service that big banks just don’t offer.

Brian Kelley
Kelley Commercial Contractors

My credit was ruined from a nasty divorce. JT came up with a plan to get me approved on a $200k Laser Screed with just my business credit. I almost fell out of my chair when he called to tell me I was approved.  WOW!

Jeff Crittenden
Crittenden Leveling Services

JT made expanding our practice so much easier. We needed to finance two new dental chairs and a digital panoramic X-ray unit. Approved same day, funded the next with just an application. Highly recommend.

Dr. Emily Carter
Carter Family Dentistry

Amazing experience! JT handled everything smoothly and got us into two new pump trucks with zero stress. He's also hilarious!! We're so happy with MR Financing, this is our 5th deal together!!

Jennifer Capillio
Brooks Ready-Mix Concrete

JT went above and beyond to get our excavator and skid steer financed when our bank dragged their feet for months. Outstanding work and communication. We will be back for the next piece!

Dave Patterson
Pat & Son's Land Clearing

First-time buyer with decent credit—Jonathan turned the impossible into reality. Closed on my Trailking in record time and offered 3 payments deferred to get me up and running with low stress. JT is the real deal.

Carlos Ramirez
Southwest Heavy Haul Inc

We needed to finance a few old mixers. JT and his team delivered funding in under a week with terms better than anyone else quoted. Super professional and actually listened to what we needed. 10/10!”

Sarah Thompson
Thompson Concrete Solutions

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