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If credit is damaged there's still hope, but it comes at a cost of being required large down payments. Nearly everyone can be funded if they have 40% down payment.

Two exceptions to this rule:
- Past Due Child Support
- Open Bankruptcy Filing (not discharged)

There's certain situations where we'll take a hands-on approach should we deem that your credit could be greatly improved with minimal effort.

In these cases we coach, encourage and supervise until we've arrived to the desired range we need to get you approved without the need for a large down payment. Like all things, this is a case by case basis. Not all poor credit profiles are the same and many will require years, not months, to get back in the good graces of creditors. Nevertheless, you should always take the first step to improve things as time does pass and credit does heal, especially if you take a proactive head-on approach.  

If you need more help on this please "Request a Call" and be sure to give us as much information as you can. If you leave the information blank, we won't call you! Our time is valuable, as is yours, so please do us both a favor and do your best on describing the issues on hand along with your plans for purchasing equipment so we can give you the most targeted advice possible.

We take great pride in the work we do here and we do everything possible to help everyone we can; whether it's providing funding today or a blueprint you can follow to obtain funding tomorrow.

Absolutely, we do this every day!

Like all things, the transaction needs to pass the smell test. There are occasions where the seller can't be verified as a trusted source. (questionable paperwork / background)

When it comes to titled vehicles, the most common issue we encounter is a seller who hasn't properly transferred the title into their name / company name.

If there's a lien, we would payoff the current lienholder first and send any remaining funds to the seller.

90% of the business coming across our desks is used equipment. We don't discriminate, no matter how old or rusty it may be!

We love the old stuff, they just don't make things the way they used to.

With 85% of new deals being referral based, we're not just competitive, we're talked about.

As an industry leader we hold the cards to the best programs offered on the market. We boast deep pockets and enjoy seasoned relationships with all notable players in this industry.  
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Working with the top 0.1% of any field comes with it’s perks; Industry leading pricing and peace of mind are certainly at the top of that list.

Yes! Some of our best and long lasting relationships started out with their first equipment purchase.

Here's some important things to consider before applying if you're a true start up with no previous self-employment experience.
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Unless you want to put 40% down you're going to need a 640+ personal credit score (made up of at least 5 trade-lines and 3 years history) along with a 20% down payment.

If you fit this profile, you'll have access to several start up programs to get you up and running.

If you have a big dream but no money &  no credit we can't help you, no one can!

In all seriousness, please start working towards the 20% down payment (in a bank account) you'll need and getting your score seasoned and above that necessary 640 score.

If you have more questions on Start-up requirements or just want to bounce an idea off of us, please fill out the "Request a Call" form and include any details that would be important to know ahead of the call.